WSCU News Headlines

Annual Meeting & Board Elections
In accordance with Weber State Credit Union’s Bylaws, elections for its Board of Directors will be held at the annual meeting scheduled for April 28, 2011. Two positions will be open for elections at this time. Each position carries a three-year term.

Individuals wishing to serve on this important governing body may submit a letter of application (limited to 150 words) and a resume’ to the Nominations Committee at 4140 Harrison Blvd. Ogden, UT 84403.

Applications must be received by the close of business on January 28, 2011. To be eligible to run the Board, candidates must:

• Have a credit union membership in good standing (defined as having a minimum of $25 in savings, current on all loans, within predetermined line of credit, and never having caused a loss to the credit union in past business dealings).

• Be at least 18 years of age.

• Be bondable.

• Attest to being free from any conflict of interest.

• Be able to attend at least 75% of all Board meetings (as mandated by law) and be willing to attend training and planning sessions.

• Be knowledgeable in all areas of credit union activity.

• Have no immediate family members who are current employees or volunteers at the credit union.

• Current employees are also ineligible for election.

Nominations for candidacy may also be made by petition. Members applying via petition must submit a statement of qualification and the petition for candidacy, signed by at least 1% of credit union members. Such applications must be accompanied by a certificate signed by the nominee stating they are agreeable to nomination and will serve if elected. The petition must be received by closing on March 11, 2011.

Elections will be conducted by ballot at the annual meeting. Nominations will not be accepted from the floor. Board members cannot be monetarily compensated, and are collectively liable for the actions of the Board.

New Online Banking + Bill Pay + Mobile coming
This February, WSCU will launch a new Online Banking suite. Stay tuned for more detailed information in the upcoming Winter edition of Insights, the WSCU digital magazine.

Pay off debt with 2.99% APR Balance Transfers
Have a new year's resolution to get out of debt? Let us help accelerate your goal with a low-rate credit card balance transfers. For a limited time, get 2.99% APR on all purchases and balance transfers for 6 months. To request a balance transfer, just fill out the form inside E-Branch, or call a loan officer at 801-399-9728, option 2.

New North Ogden Branch now open
Our new North Ogden branch is now open at 2388 N. Washington Blvd. The new office features a drive-up lane with Saturday hours, night deposit box, and safe deposit boxes.

Fall newsletter now available
Please download the latest edition of our newsletter for important notices, news and announcements.

Add overdraft protection to your Debit card
Weber State Credit Union is giving members a choice on Debit card overdraft protection. Members can now choose to have their Debit card and ATM transactions approved, even if it causes their account to become overdrawn. Please click here to find out more about how this extra protection help cover your purchases

Stay connected to WSCU via Facebook & Twitter
Weber State Credit Union recently launched a Facebook and Twitter page to help us better connect with our members.

Fans of our Facebook page and Twitter followers will receive special credit union offers for savings and deposit rates. Members will also be able to see what we're up to; whether it's sponsoring the Big Sky Track Championships at Weber State, supporting the American Red Cross, launching a new product or service, or getting involved in the community. To become a fan/ follower, just click on the appropriate icon below:

Become a fan on Facebook

Follow us on Twitter


WSCU Highway Cleanup Yields Lost Wallet
During their semi-annual Adopt-a-Highway cleanup day, staff at Weber State Credit Union are accustomed to finding unusual items on the side of Highway 39 in Huntsville. In past cleanups, credit union staff members have found tires, windshields, cans, bones and diapers on the road side, but during this Highway cleanup, the crew found a more unusual item: a wallet lost over nine months ago.

David Davis of Centerville was at a Huntsville gas station filling up two personal watercraft last August and left his wallet on top of one of the machines. Shortly after he left the gas station, his wallet fell off the watercraft and onto the side of the road. “I didn’t know what to do, my entire life was in that wallet.” said Davis.

During the spring Adopt-a-Highway day, Weber State Credit Union employees found the wallet, complete with driver’s license, credit and debit cards, certification cards and over $170 in cash. Credit union staff tracked down Davis to return the wallet and belongings on Monday. “I can’t believe that my wallet was found after 9 months, I thought for sure it was gone for good.” ember of the Board of Directors, and Craig Dearden was re-elected during the meeting.

New Board Member Elected
Board member elections were held at the Annual Meeting on April 29, 2010. Roger Smout was elected as a new member of the Board of Directors, and Craig Dearden was re-elected during the meeting.

Supervisory Committee Position Available
WSCU is seeking a new volunteer to serve on the Supervisory Committee. Click here for more information.

Introducing MyFund+Sweeps
The change jar has gone digital with the new MyFund+Sweeps account. Members with a Sweeps option can have the change in their checking account moved to a MyFund savings account automatically at the end of each day. To find out more, click here.

Find a free ATM or branch via iPhone app
iPhone users can now locate one of the 28,000 free ATMS or 4,000 shared branches across the United States using a free app. To download the application, just click the link below:
iPhone ATM locator
iPhone Shared Branch locator

Limits on Electronic Account Transfers
Regulation D impacts the number of transactions WSCU may allow on your deposit accounts. The Regulation was implemented by the Board of Governors of the Federal Reserve System, whose job ensures that financial institutions maintain adequate reserves for the funds they have on deposit.

Federal Regulation D places a monthly limit on the number of transfers you may make from your Savings Accounts or Money Market accounts (MMAs) without requiring your physical presence. Transfers affected by this regulation therefore include:    
* Transfers made singE-Branch (Internet banking) or telephone banking    
* Overdraft transfers (made automatically to cover insufficient funds in other accounts)          
* Pre-authorized, automatic, scheduled or recurring transfers (see below).

You are allowed six electronic or automatic transfers per month, per account. To enforce compliance with Regulation D, Weber State Credit Union assesses a $5.00 charge for each transfer made from your Savings or Money Market accounts that exceed the Regulation D limits.

Regulation D does not apply to checking accounts, loan payments (between suffixes on one member number) or balance inquiries. Also, there are no limitations to the number of transactions that you handle on any account in person, by mail or through an ATM.   For questions regarding Regulation D, please contact our Help Desk at (801) 399-9728.


Beware of Phishing Scams
The number and sophistication of phishing scams sent out to consumers has continued to increase dramatically over the past several years. While online e-commerce is generally very safe, consumers should still be careful about giving out personal financial information over the Internet. Please be aware, Weber State Credit Union will never contact you via telephone, E-Mail, Text message, or mail to request your personal information. For more information on protecting yourself from Phishing scams, please click here.

7-11 store ATMs are now Service Center outlets
ATM locations in over 5,000 7-11 convenience stores nationwide are now Credit Union Service Center outlets. Members can make deposits, transfers, and withdrawals at these ATMs free of any fees. When using these enhanced ATMs, members are given the option of accessing the machine as a Co-Op ATM or Credit Union Service Center. For transfers and withdrawals, members should select "Co-Op ATM", for deposits, members should select "Credit Union Service Center".

Combine your VISA debit & credit card points
Members can now combine their Scorecard points from their debit and credit cards into one account for more redemption power. Members can request the consolidation by calling
1-800-854-0790, or visit scorecardrewards.com for more information.

For assistance or questions relating to any of the products, accounts or services we offer, please call 399-9728.