Savings Rates
Current as of January 1, 2009

		Yield*	V.I.P. Yield**	Minimum Balance to Earn Interest
	Share Savings	0.50%	-	$150
	Savings information	Declared for December
	High-Rate Savings	1.25%	-	$5,000
	High-Rate Savings information	1.00%	-	$2,500
		0.75%	-	$1,000
		0.50%	-	$500
	Rewards Money Market	3.05%	-	$250,000
	ddMoney Market information	2.85%	-	$100,000
		2.65%	-	$50,000
		2.35%	-	$25,000
		1.40%	-	$10,000
		0.75%	-	$2,500
	V.I.P. Money Market	-	3.20%	$250,000
	V.I.P. information	-	3.00%	$100,000
	Money Market information	-	2.80%	$50,000
		-	2.50%	$25,000
		-	1.55%	$10,000
		-	0.90%	$2,500
	Easy Checking with Interest	0.40%	-	$500
	Checking information
	E-Rewards Checking	3.95%	-	$500-$25,000
	Checking information	0.50%	-	$25,000+
	Elite Checking	2.35%	-	$100,000
	Checking information	2.05%	-	$50,000
		1.75%	-	$25,000
		1.00%	-	$10,000
		0.25%	-	$2,000
	I.R.A. Accumulator	3.00%	-	$0
	Accumulator information
	Education Savings	3.00%	-	$0
	Education Savings information
	3 Month CD	1.75%	1.90%	$500
	6 Month CD	2.90%	3.05%	$500
	12 Month CD	3.00%	3.15%	$500
	18 Month CD	3.05%	3.20%	$500
	19 Month CD	4.15%	-	$500
	24 Month CD	3.10%	3.25%	$500
	36 Month CD	3.35%	3.50%	$500
	48 Month CD	3.55%	3.70%	$500
	60 Month CD	4.00%	4.15%	$500

*Yield = Annual Percentage Yield. Deposits are insured by the National Credit Union Administration to at least $250,000. Savings, money market, accumulator and checking account dividends are compounded monthly, Certificate dividends are compounded quarterly. Minimum deposits indicate the minimum average daily balance required to receive the stated dividend rate.

**V.I.P. rates are reserved for V.I.P. club members. For more information on the V.I.P. Club, click here.

For assistance or questions relating to any of the products, accounts or services we offer, please call 399-9728.